How Critical Illness Insurance Coverage Can Work For You
Are you financially prepared for a Critical Illness? Unfortunately, most are not. Too many people discover that after a critical illness diagnosis their primary health insurance is inadequate, resulting in a large financial burden directly on your shoulders.
The main objective of Critical Illness insurance is to reduce financial stress. To pay for those expenses not covered by your Medicare Health Plan. (i.e. Copays, Home Health Care, Travel, etc.) These policies pay cash benefits upon the diagnoses of a covered condition. This money can be used for anything. Whether it’s to pay for out-of-network medical costs, experimental treatment not covered by conventional health insurance or to pay your mortgage - you decide how to use the money, not the insurance company.
Beyond the most commonly occurring critical illness such as Cancer, Heart Attack and Strokes, today’s typical plans cover a broad range of critical illnesses such as:
- Alzheimer’s Disease
- Heart Attack
- Kidney Failure
- Blindness
- Cancer
- Major Organ Transplant
- Stroke
- HIV/AIDs
- Coma
- Paralysis
- Parkinson’s Disease
- Brain Tumor
- Coronary Artery Bypass
While we don’t consider Critical Illness insurance a replacement for your health insurance, it is an important supplemental benefit that can provide much needed financial relief and financial flexibility.
To Review Your Best Options, can Call / Text at 346-567-8300, E-mail or Schedule an Appointment at the top right of this web site.
To learn more about Critical Illness insurance, give us a call today.