@ Your Personalized
We recognize that your needs and situation are unique. We spend the time to get to know you to make sure that you get coverage and support that fits your needs, budget and lifestyle. And many of our customers find great coverage with ZERO premium expense!
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services. Dental, Vision & Hearing often included.
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay most of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area. Included with many plans.
Dental, Vision and Hearing are just some of the common extra benefits with many plans. But there are also gym memberships, OTC, grocery, utility allowances, transportation, etc.
If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance typically pays a lump sum. Additionaly, some policies may pay a monthly cash benefit.
While major medical or life insurance policies can provide the bulk of benefits to your family after an illness or loss, supplemental insurance benefits can be used to pay for unexpected out-of-pocket expenses.
When it comes to insurance, we know that making the right choices for you and your family can be daunting. To help you make the right decision we take a commonsense approach – we ask questions about your health benefits needs and goals, listen to your answers and only then recommend the type of policies that will fit your particular needs. Both the essentials and the available extras!
More details in our "About Us" section...
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