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@ Your Personalized
We recognize that your needs and situation are unique. We spend the time to get to know you to make sure that you get coverage and support that fits your needs, budget and lifestyle. And many of our customers find great coverage (Medicare Advatage Plans) with ZERO premium expense!
Medicare Advantage (MAPD) plans are more expansive health care options that typically have extras like Dental/Vision plans, OTC, gym memberships, etc. Coverage usually will also include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Medicare Supplement (Medigap) insurance, is sold by private companies, can help pay most of the health care costs that Original Medicare doesn't cover; like copayments, coinsurance, and deductibles. Known for offering more Peace of Mind and Freedom of Choice.
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area. Included with many Advantage plans and added to Medigap plans.
Dental, Vision and Hearing are just some of the common extra benefits with many plans. But there are also gym memberships, OTC allowance, grocery, utility allowances, transportation, etc.
If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance typically pays a lump sum benefit. Additionaly, some policies may pay a monthly cash benefit. Can cover those costs not covered by Medicare.
Extra Supplemental insurance benefits can be used to pay for unexpected or uncovered out-of-pocket expenses. Copay/Cash Recovery or "Fill The Gaps" Plans. Examples include Hospital/ER, Accident, Lump Sum Critical Illness, Short Term / Home Health Care, etc.
When it comes to insurance, we know that making the right choices for you and your family can be daunting. To help you make the right decision we take a commonsense approach – we ask questions about your health benefits needs and goals, listen to your answers, compare all the different providers/options and only then recommend the type of policies that will fit your particular needs.
There are also other important things to look at beyond just your Medicare Health Plan. We look at those things as well to review your whole situation. "Fill In The Gaps". For instance... what all kinds of coverage did you have when you were working all those years? What extras?
See our "About Us" section to learn more about me, my family and the goals of Cypress Health...
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